High quality articles about insurance.

Things to consider when purchasing motorcycle insurance


Looking for affordable motorcycle insurance? You’ve come to the right place. At Baja, we offer low rates, numerous coverage options to meet your preferences and budget, and a friendly and dedicated staff. Whether you have an excellent or poor driving record, agents at Baja Auto Insurance are ready to help find the right plan for you.

Things to consider when purchasing motorcycle insurance

In Texas, motorcyclists are required to have minimum amounts of liability insurance. You must have a policy that includes liability coverage in at least the following amounts:

1.$60,000 bodily injury coverage total per accident
2.$25,000 property damage coverage per accident
3.$30,000 bodily injury coverage for each injured person in an accident

auto insurance

auto insurance

These are only minimums, however. Many accidents incur damage above those amounts. To make sure you, your bike, and your financial security are protected, Baja recommends obtaining not just liability insurance, but comprehensive collision and uninsured motorist coverage as well.

How often do you ride?

Do you use your motorcycle every day or only occasionally? Some motorcyclists use their bike only during certain times of the year. If this is the case for you, we recommend you purchase seasonal coverage, and register your bike as non-operational during the parts of the year you do not use it.

How can I minimize my costs?

If you want to pay even less for motorcycle insurance, here are some things to keep in mind:

Perform regular maintenance on your bike
Practice safe riding habits, and consider taking a motorcycle safety course
Avoid riding when you’re ill or angry; do not ride when you’ve consumed alcohol


Suggested Similar Articles

About the Author

Leave a Reply

Your email address will not be published. Required fields are marked *